Real Support for Black Owned Businesses in Bartholomew County


Targeted Investment in Minority Entrepreneurs


To improve the sustainability of or grow local businesses as a way to build Black wealth. We will accomplish this through:

  • Rapid deployment, with a phase one emphasis on Black-owned businesses

  • Offerings that provide immediate relief from at least some of the current challenges

  • Creating offerings that build steps toward foundational sustainability



The TIME program will provide expansive resources for Black business owners including:

  • Personal development opportunities

  • Business development mentorship


  • Financial resources through grants


  • Microloans


  • Forgivable loans


This is a brief overview of what you can expect when engage with the TIME program. Every business is unique and so we will customize a path for everyone. Just know that this work is confidential and we will be with you every step of the way. 


Register you business

Get a jump-start on the process! After registering with SCORE, you will be assigned a business mentor who will begin thinking about how best to serve our business. We will be in touch with next steps. 



Informal Conversation with a TIME Program Leader

Contact Ruth Agbolosoo, Program Leader, to talk about your business. Through this casual conversation, Ruth will determine your eligibility and connect you to a business mentor (through SCORE) or a personal development coach (through the United Way Bridge Program).  


Email Ruth at to schedule a time to talk about your business needs. 


Business Assessment

If assigned a SCORE mentor, they will run a diagnostic review of your business, provide expertise & practical "know-how," help you optimize your business plans and troubleshoot new ideas.



Funding Options

Your SCORE mentor will help determine what type of funding is best for you and your business, including:

  • Grants

  • Microloans

  • Forgivable loans

Apply for Funding!

After you have been through the previous steps, you can submit your application for funding. Email Ruth at  for an application.

With your application, you will be asked to submit a W9 form. The form can be downloaded here.


If you weren't able to attend the TIME Program virtual kick-off event, please watch to learn more about our partners and how the process works.



Columbus Area Chamber of Commerce

The Columbus Chamber is administering the TIME program in partnership with NACCP Bartholomew/Columbus Branch. They are the community’s one-stop shop for launching and growing a business. They will serve as the fiscal agent for the TIME program. Within their office, are  four programs designed to support new and growing small businesses. The partners are:


SCORE is the Small Business Administration’s volunteer-driven mentoring program. Our SCORE chapter’s 35 volunteers received a platinum rating by the SBA based on meeting targets and its outstanding net promoter scores.

  • Indiana Small Business Development Corporation

Our full-time Indiana Small Business Development Corporation advisor provides coaching for small businesses. Additionally, he provides free research, market analysis and customer leads.

  • Velocities

Velocities works with businesses that have high potential for growth. An entrepreneur-in-residence, early stage funding, and other tools help startups accelerate innovation-driven enterprises. It’s a partnership with Bloomington and Elevate Ventures.

  • Indiana Procurement Technical Assistance Program

Indiana Procurement Technical Assistance Program helps Indiana businesses identify, compete for, and win government contracts. It also assists owners as they seek Minority and Women Owned Business Certifications.

  • United Way of Bartholomew County Bridge program 

The Bridge program is a framework designed to help individuals achieve greater wealth and self-sufficiency through personal skill-building. 


Cummins Inc.

Cummins Inc. is supporting Black-owned businesses with a $150,000 grant to the TIME Program as part of its Cummins Advocating for Racial Equity (CARE) initiative. The program was launched last July as a step to help undo the systemic discrimination against the Black community in the U.S. One of the four identified areas the company wants to impact is creating empowerment by building Black wealth and income. Cummins will distribute through Community Development Financial Institutes (CDFI), $3 million to aid Black-owned businesses in Minneapolis, Minnesota; Memphis, Tennessee; Indianapolis, and Columbus, Indiana. 


First Financial Bank

First Financial Bank is providing $100,000 in microloan funding and has awarded a grant to support administrative fees for the TIME Program. 

Support the TIME Program
Organizations and individuals who would like to support the TIME program by offsetting administrative expenses can contact:

Johnnie Edwards President, NAACP Columbus/Bartholomew Branch